MediSave Maternity Package (MMP) Claims

The MediSave Maternity Package (MMP) is a package that allows MediSave to be used to pay for:

Pre-delivery medical expenses (such as consultations, ultrasounds, tests and medications)
Delivery expenses (such as medical expenses, delivery procedure charges and daily hospital charges)

After you have delivered, please click the link below to submit the bills (non-KKH bills) incurred for pre-delivery medical care to the hospital where your newborn was delivered. The hospital will submit these bills, together with the bill for the delivery expenses, for a MediSave claim under the MMP.

Submit your bills for pre-delivery medical care here

FAQs about MediSave Maternity Package (MMP)

How much of my MediSave savings can I use to pay maternity expenses?

Under the MMP, you can use your MediSave for pre-delivery medical expenses, delivery expenses and daily hospital charges. Each MMP has a different MediSave Withdrawal Limit, which depends on the delivery procedure (e.g. caesarean or vaginal delivery), to pay the pre-delivery medical expenses as well as the delivery expenses. For details on the withdrawal limits for maternity expenses, please click here.

If you do not wish to claim for pre-delivery expenses, you can still use your MediSave for the delivery procedure and daily hospital charges. Each delivery procedure has a different withdrawal limit. The amount of MediSave used cannot exceed the actual bill and the withdrawal limit.

Source: CPF Board website, FAQs (Accurate as at September 2020)

What are the MediSave withdrawal limits for pre-delivery expenses?

The withdrawal limit for pre-delivery expenses is $900. Your MediSave can be used to pay for pre-delivery medical expenses such as consultations, ultrasounds, medications, tests etc.
Source: CPF Board website, FAQs (Accurate as at September 2020)

Am I able to withdraw from my MediSave for pre-delivery medical expenses before my delivery?

You will be able to submit your bills for pre-delivery medical care after you have delivered.

Case study for a vaginal delivery

Mrs H gave birth via a normal vaginal delivery at KKH. She stayed in class C ward for 3 days before being discharged. She does not have a third-party insurance plan. Her total bill was $3,250 (after government grant). Under the MMP, she was able to make a Medisave claim of $3,150.

Sample of Mrs H’s bill and MediSave computation:

Total delivery bill (after government grant) (A):	$3,250
Pre-delivery medical expenses incurred:	$1,500
Total Amount inclusive of Pre-delivery Medical Expenses:	$4,950
Medisave Claimable Amount
First 2 Day Ward Charge	$1,100
Subsequent 1 day	$400
Normal Delivery	$750
Pre-delivery medical expenses (including antenatal scans)	$900
Total Medisave Claimable Amount (B):	$3,150
Out-of-Pocket payment:	A – B = $100

Source of information: CPF Board website, MOH website and HeyBaby.